Our Policy Now Includes NRAS

 

The National Rental Affordability Scheme (NRAS) is a long term legislative commitment by the Australian Government to invest in affordable rental housing in order to stimulate the supply of new, affordable rental dwellings.
NRAS properties are rented to tenants meeting the relevant eligibility criteria, and are administered by an approved consortium, with investors potentially qualifying for tax incentives.
Waratah will provide finance to borrowers purchasing an investment property participating in the following NRAS consortiums.
NRAS Home Loans »

  • Affordable Management Corporation Ltd
  • QAHC
  • Brisbane Housing Company
  • Yaran Residential Investments Pty Ltd

Credit Guide

All information regarding our Credit Guide can be found here.

Product Comparison Tool

You can now Compare Loan Products with our new Product Comparison Tool. To try it out click here.


Standard Home Loans

 

Everyday home loans with redraw availability, flexible repayment options, no ongoing fees and an attractive interest rate. Great for purchases, refinances, debt consolidation and limited cash out. Fixed and variable rate options. Standard Home Loans »

Packaged Home Loans

 

These packages offer a range of options and services with discounted rates where the client can select a product either with or without an annual package fee. Packaged Home Loans »

Are you looking for an independent licensing solution so you can continue doing business with us? CLICK HERE to go to the I-Financial Group.

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Quickstart Home Loans

 

For clients who do not have genuine savings, who are PAYG or full documented self employed. For purchases only. Quickstart Home Loans »

Premium II Home Loans

 

With our Premium II Capped Home Loan if interest rates fall so will your rate. If rates rise your rate will never go above the capped rate during the 2 year capped period.Premium II Home Loans »

Low Doc Home Loans

 

Self employed (self-certified), available for purchases and refinances. Limited cash out and owner occupied only. Low Doc Home Loans »

Credit Impaired Home Loans

 

PAYG and self-employed applicants (clear and adverse credit considered). For any worthwhile personal, business or investment purpose. Credit Impaired Home Loans »

All loans

 

For a comparison chart of all products and their features, download All Loans pdf.


Credit Ombudsman ServiceFBAA